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About CurrencyCloud: Building the Payment Infrastructure the World Deserves

CurrencyCloud was founded with a bold vision: to remove the friction, opacity, and excessive cost from international payments. For too long, moving money across borders has been an exercise in frustration — slow settlement times, hidden fees, unpredictable exchange rates, and a complete lack of transparency. We believed there had to be a better way, and we set out to build it. Our journey began in London's fintech ecosystem, where we recognized that the emerging wave of digital banks, payment apps, and financial platforms all shared a common challenge: they needed reliable, scalable, and affordable cross-border payment infrastructure. Building that infrastructure from scratch — negotiating with correspondent banks, obtaining licenses in multiple jurisdictions, building FX engines, and managing compliance across dozens of regulatory frameworks — was prohibitively expensive and time-consuming for most companies. So we built it for them. CurrencyCloud's platform provides a single API layer that abstracts away the complexity of the global financial system. Our clients connect once and gain instant access to multi-currency accounts, competitive FX rates, and payment rails spanning 180+ countries. We handle the banking relationships, regulatory compliance, and technical infrastructure — so our clients can focus on building great products for their customers. Over the years, we've grown from a small London startup to a global payment infrastructure provider processing over $100 billion annually. Our technology powers the international payment capabilities of some of the world's most innovative financial companies, from fast-growing neobanks to established financial institutions serving millions of customers. In 2021, we were acquired by Visa, marking a transformative moment in our history. The partnership with Visa amplifies our capabilities, giving us access to the world's largest payment network, deeper liquidity, and the resources to accelerate our product roadmap. Together, we're building the next generation of cross-border payment infrastructure that will serve the global economy for decades to come. Our team spans offices in London, New York, Amsterdam, and Cardiff, bringing together experts in payments, technology, compliance, and financial services. We're united by a shared belief that the way money moves around the world should be fundamentally better — and that technology is the key to making it happen. At CurrencyCloud, we measure our success not just by the volume of transactions we process, but by the businesses we empower and the end customers whose lives are improved by faster, cheaper, more transparent international payments. Whether it's a freelancer receiving payment from an overseas client, a small business paying international suppliers, or a family sending money home, every transaction matters — and we're committed to making every one of them seamless.

Our Values: What Drives CurrencyCloud Every Day

At the heart of CurrencyCloud is a set of core values that guide every decision we make, every product we build, and every relationship we nurture. These values aren't just words on a wall — they're the principles that have shaped our journey from a small fintech startup to a global payment infrastructure provider backed by Visa. Transparency First: We believe that trust is built on transparency. In an industry historically plagued by hidden fees and opaque processes, we've made radical transparency a cornerstone of our platform. Every FX rate, every fee, every payment status is visible and accessible in real time. We hold ourselves to the same standard in our business relationships — communicating openly with clients, partners, and regulators about our capabilities, our limitations, and our roadmap. Client Obsession: Our clients' success is our success. We don't just provide APIs — we provide partnership. From the first consultation through integration, launch, and beyond, we're invested in helping our clients build the best possible payment experiences for their customers. Our product roadmap is heavily influenced by client feedback, and our support team goes above and beyond to resolve issues quickly and proactively. Innovation with Purpose: We innovate not for innovation's sake, but to solve real problems for real businesses. Every feature we build, every corridor we open, every process we optimize is driven by a clear understanding of the challenges our clients face. We invest heavily in R&D and maintain a culture of experimentation, but we always tie our innovation efforts back to measurable client outcomes. Regulatory Excellence: Operating in the highly regulated world of international payments, we view compliance not as a burden but as a competitive advantage. Our in-house compliance team works closely with regulators in every market we serve, and our platform is designed from the ground up to meet the highest regulatory standards. This commitment to compliance gives our clients the confidence to scale globally without worrying about regulatory risk. Diversity and Inclusion: Building payment infrastructure for the global economy requires a team that reflects the diversity of that economy. We actively cultivate an inclusive workplace where people of all backgrounds, perspectives, and experiences can thrive. Our diverse team brings a richness of insight that makes our products better and our company stronger. These values have been the foundation of our growth, and they will continue to guide us as we work toward our vision of a world where money moves as freely and efficiently as information.